Our primary focus is the preparation and management of debt review court applications before the Magistrates’ Courts. We assist Debt Counsellors with structured, court-ready applications aimed at obtaining debt review court orders efficiently, accurately and professionally.

Where matters become opposed, contested or legally complex, VDH provides specialist litigation support. We assist with credit provider opposition, exclusions, counter-proposals, postponements, legal argument and the procedural issues that arise in debt review court proceedings.

VDH is known in the debt review industry for its focus on moving matters towards granted court orders. This service covers the strategic and practical steps required to progress applications through the court process, deal with obstacles, address outstanding issues and finalise matters where a granted order can properly be obtained.

This may include follow-up on court outcomes, addressing postponements or removals, dealing with outstanding documents, resolving procedural issues and ensuring that the matter remains focused on the objective: a properly granted debt review order.

VDH provides education and legal training on debt review court processes, National Credit Act developments and practical litigation issues for Debt Counsellors, credit providers, attorneys and other industry professionals. Our training is aimed at improving understanding, consistency and confidence in the debt review process.

VDH assists with regulatory and complaint-related matters arising within the debt review environment, including responses to compliance concerns, complaints, process reviews and enquiries involving the National Credit Regulator or other industry role-players. Our approach is practical, legally grounded and focused on clear, defensible responses.